1. Apply to join the program All referral partners must apply and be approved before participating. 2. Make a warm introduction Refer people you know and have spoken to who are open to a finance conversation and have agreed to be contacted. 3. Submit the referral online Approved partners submit referrals via their secure dashboard and can track progress. 4. We handle the advice A qualified mortgage broker manages all conversations, advice, compliance, lenders, and applications. 5. Get paid on settlement If a referral proceeds to settlement, a referral commission is paid.

An eligible referral is someone who: • Has a genuine or emerging interest in finance • Is happy to be contacted by a qualified mortgage broker • Is contactable and open to a conversation • Has provided consent for their details to be shared A referral does not need to be ready to apply — exploring options is perfectly fine.

Please don’t submit: • People who haven’t agreed to be contacted • Fake, duplicated, or recycled leads • Cold-called or spam-generated contacts • People submitted without their knowledge Quality matters more than quantity.

You can refer people across a wide range of finance needs, including: Home Loans • First home buyers • Owner-occupiers • Upgraders and downsizers Refinancing • Lower rates • Improved cash flow • Equity access • Debt consolidation Investment Property Finance • New or existing investors • Portfolio reviews Vehicle & Asset Finance • Cars, utes, motorcycles • Equipment and machinery Business & Commercial Finance • Business loans • Equipment finance • Commercial property If someone has a genuine finance question, it’s usually worth a referral.

The best referrals come from: • Existing personal & professional relationships • Natural conversations where finance comes up • Friends, family, colleagues, or clients • Professional networks & clubs Please do not: • Cold call • Mass-message or spam people • Present yourself as a mortgage broker If in doubt, ask first — we’re happy to help.

Your role • Make genuine introductions • Ensure consent • Set expectations Our role • Connect the referral with a qualified mortgage broker • Provide financial options & lender recommendations • Handle compliance and applications • Support the referral through settlement You don’t need to be an expert — just a connector.

Each referral is personally reviewed by a qualified Mortgage Broker. If the referral is appropriate, the client is contacted directly to discuss their needs. From there, the lending process is managed end-to-end, from initial discussion through to outcome.

You’re welcome to get in touch at any time. If you’re unsure about a referral before submitting it, you can contact us to discuss it.

Yes. Referrals submitted through the platform are tracked, and you’ll be able to see the status of your referrals once they’ve been reviewed and progressed.

No. Registration is free, and there is no obligation to submit a minimum number of referrals.

Anyone with trusted personal or professional relationships can become a referral partner. This includes accountants, agents, business owners, and individuals who regularly come across people needing finance. You don’t need lending experience to register.